There are two times in a man's life when he should not speculate: when he can't afford it, and when he can.
I never guess. It is a shocking habit -- destructive to the logical faculty.
A speculator is a man who observes the future, and acts before it occurs.
Change this and that and try again. Duis mollis, est non commodo luctus, nisi erat porttitor ligula, eget lacinia odio sem nec elit. Cras mattis consectetur purus sit amet fermentum.