Good comments anitalin. An addition to the twenties stage of life might be that eventhough there typically isn't the wisdom and judgment to go into the experiences with, there is drive and energy. Those two things can help drive us through the circumstances of life. Energy and enthusiasm can help cover some other dificiencies. It may cost those in the twenties a little more because there may be more mistakes made without the wisdom and judgement, but the results will come. There is a quote that says "nothing can withstand sustained effort and pressure."